Terms of Service

1. Agreement to Terms

By accessing or using Réflova's website, services, or content (“Services”), you agree to be bound by these Terms of Service (“Terms”). If you disagree with any part of these terms, you may not access our Services.

These Terms apply to all visitors, users, and others who access or use our Services, including our waitlist, newsletter, blog content, and future platform.

2. Description of Services

Réflova provides:

• Strategic business content and insights through our blog and newsletter
• Waitlist services for early access to our upcoming platform
• Business strategy frameworks and educational resources
• Future access to our strategic business platform (upon launch)

3. User Accounts and Eligibility

Eligibility

You must be at least 18 years old to use our Services. By using our Services, you represent that you:

• Are at least 18 years of age
• Have the legal authority to enter into these Terms
• Will use our Services in compliance with all applicable laws

Account Responsibility

When you create an account or join our waitlist, you are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

4. Acceptable Use

Permitted Uses

You may use our Services to:

• Access and read our business strategy content
• Subscribe to our newsletter and join our waitlist
• Use our frameworks and templates for your business purposes
• Engage with our community in a respectful manner

Prohibited Uses

You may not:

• Use our Services for any illegal or unauthorized purpose
• Reproduce, distribute, or commercially exploit our content without permission
• Attempt to gain unauthorized access to our systems or other users' accounts
• Upload or transmit harmful code, viruses, or malicious software
• Spam, harass, or abuse other users or our team
• Impersonate any person or entity or misrepresent your affiliation
• Scrape, crawl, or use automated tools to extract our content

5. Intellectual Property

Our Content

All content on our Services, including text, graphics, logos, images, frameworks, and software, is the property of Réflova or our licensors and is protected by copyright, trademark, and other intellectual property laws.

Limited License

We grant you a limited, non-exclusive, non-transferable license to:

• Access and use our Services for personal or business purposes
• Use our frameworks and templates in your own business activities
• Share our content with proper attribution (for non-commercial purposes)

User Content

When you submit content to us (comments, feedback, suggestions), you grant us a non-exclusive, royalty-free, perpetual license to use, modify, and display that content in connection with our Services.

6. Privacy and Data

Your privacy is important to us. Our collection and use of personal information is governed by our Privacy Policy, which is incorporated into these Terms by reference.

By using our Services, you consent to the collection, use, and sharing of your information as described in our Privacy Policy.

7. Payment Terms

Future Platform

When our platform launches, the following will apply:

• Subscription fees will be clearly disclosed before purchase
• All fees are non-refundable unless otherwise specified
• You are responsible for all taxes associated with your use of paid services
• We may change pricing with 30 days' notice to existing subscribers

8. Disclaimers and Limitations

No Warranties

Our Services are provided “as is” and “as available” without any warranties of any kind. We disclaim all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.

Business Advice Disclaimer

Limitation of Liability

To the maximum extent permitted by law, Réflova shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including lost profits, data, or goodwill, arising from your use of our Services.

9. Indemnification

You agree to indemnify and hold harmless Réflova, its officers, directors, employees, and agents from any claims, damages, losses, or expenses arising from your use of our Services, violation of these Terms, or infringement of any third-party rights.

10. Termination

By You

You may stop using our Services at any time. You can unsubscribe from our communications using the unsubscribe link in our emails.

By Us

We may terminate or suspend your access to our Services immediately, without prior notice, if you breach these Terms or engage in prohibited conduct.

Effect of Termination

Upon termination, your right to use our Services will cease immediately. All provisions that should survive termination will remain in effect, including intellectual property rights, disclaimers, and limitations of liability.

11. Changes to Terms

We reserve the right to modify these Terms at any time. When we make changes, we will:

• Update the “Last updated” date
• Notify users by email for significant changes
• Post the updated Terms on our website
• Provide at least 30 days' notice for material changes affecting paid services

Your continued use of our Services after changes become effective constitutes acceptance of the updated Terms.

12. Governing Law

These Terms are governed by and construed in accordance with the laws of the State of Delaware, United States, without regard to conflict of law principles.

Any disputes arising from these Terms or your use of our Services will be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

13. Miscellaneous

Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

Entire Agreement

These Terms, together with our Privacy Policy, constitute the entire agreement between you and Réflova regarding your use of our Services.

No Waiver

Our failure to enforce any provision of these Terms does not constitute a waiver of that provision or any other provision.

14. Contact Information

If you have any questions about these Terms of Service, please contact us: